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Efficient Loan Interest Calculations with Google Sheets: A How-To Guide

Updated: Sep 3, 2023

Download Link : Interest only calculator

Please make Copy of the Google Sheet before starting

For making a copy of the Google sheet : Go to File Menu > Make a copy


Google sheet showing percentage


Snapshot of interest calculator



Efficient Loan Interest Calculations with Google Sheets: A Step-By-Step Guide


Managing loan calculations can be a daunting task, but with the power of Google Sheets, you can streamline the process and ensure accuracy in your loan interest calculations. In this guide, we'll walk you through the steps to effectively use Google Sheets for calculating loan interest. Let's get started!


How to use
Input the values on left hand side such as
Loan amount, Interest Rate, EMI payment schedule, start date of loan, if the loan has some period in which only interest has to be paid (like how it is done in construction of property what is popularly called PRE-EMI).
The google sheet automatically calculates the interest and other parameters on the right hand side


Conclusion


Google Sheets provides a versatile platform for managing loan interest calculations efficiently. By following these steps, you can create a dynamic tool that helps you understand how loan payments are distributed over time and how interest contributes to the overall repayment.


Remember that accurate financial decisions rely on precise calculations, and Google Sheets empowers you to achieve just that with ease.

Play with tool by changing the EMI payment method, extra payments and view the result. Get the customized look by changing company name, tagline of your company and name of the calculator.



Download Link : Interest only calculator

Please make Copy of the Google Sheet before starting

For making a copy of the Google sheet : Go to File Menu > Make a copy


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